Neo-banks and digital wallets
Onboard new account holders end-to-end without standing up your own document-collection, review, and audit infrastructure.
The full customer onboarding workflow
Everything between sign-up and "approved".
KYC by thibit is the opinionated workflow built on the thibit.id primitive. You get a hosted onboarding flow, document collection beyond the ID, sanctions / PEP / adverse-media screening, and Maria — your compliance reviewer's queue — already wired up. One integration. One audit trail. One regulator export. No glue code.
The workflow
Seven steps. One audit trail.
Every applicant moves through the same audited path. Automated checks run first; anything inconclusive lands in Maria's review queue with all evidence attached. Reviewer actions, overrides, and exports stay tied to the same case ID.
- 01
API trigger
Your backend calls POST /workflows/run with the applicant's minimal details and a webhook URL.
- 02
Hosted onboarding
The applicant lands on a mobile-first flow at onboard.kyc.thibit (or your branded subdomain) — no account, no password.
- 03
thibit.id checks
Document capture, liveness, face match. The atomic verification primitive runs here.
- 04
Document collection
Proof of residence, bank statements, source-of-funds — any extra evidence your policy requires.
- 05
Sanctions / PEP
Watchlist, sanctions, and adverse media screening on the verified identity.
- 06
Decision
Auto-approve clean cases. Promote borderline or hit cases to Maria's review queue with all evidence attached.
- 07
Webhook + audit
HMAC-signed final verdict to your backend. The full case — automated steps, reviewer notes, overrides, exports — stays auditable.
Who reaches for it
Regulated teams who can't ship without a queue.
Lending and BNPL
Bank statements + ID + sanctions in one regulated flow, with the human-review escape hatch when a case is borderline.
Brokers and exchanges
Suitability questionnaire alongside ID + liveness + PEP screening, all under the same audit trail your regulator already understands.
Regulated marketplaces
KYC every counterparty before they can transact. Promote risky profiles to manual review without leaving the platform.
Wait, do I need the workflow?
Pick by the question you're trying to answer.
"Is this person who they say they are?"
Use thibit.id — one API call, one verdict. Drop it into your existing onboarding.
"Can I open this account? And prove it to a regulator?"
Use KYC by thibit — hosted flow + screening + review queue + audit trail. Stop gluing five vendors together.
Let's walk through your KYC policy together.
We'll map your existing checks to the workflow, show you the reviewer surface, and let you watch a real case land in the queue. No slideware.